CommonSign / EvinceVIP

The open banking AISP functionality can help physical persons and companies gain insights into users’ financial behaviour to create more tailored products and services.

Sample use cases:

• Confirmation of a certain transaction, e.g. a merchants pay-back program receives a confirmation that the item sold was really paid throught the stated card or bank account, to prevent fraud

• Confirmation of a certain behavioral pattern, e.g. someone being a (responsible) "VIP" or a potentially good tenant from the landlord's viewpoint, etc.

• Detection of lifecycle events revealing the user's special needs for certain products, e.g. a marriage may lead to the need of a new insurance product

• Validation of the user profile's features, e.g. if it is live, geographically bound, financially solvent, etc.

While we @PRAGMALAB / CommonSign are developing our fun priduct evinceVIP and the related banking connectivity layer, we are looking around for possible cooperations with a Proof-of-Concept partner that would implement a scalable open-banking use case in a B2B or B2B2C context.